At the price point…the Savage is a better bet.
In my AO, the RAR is $350 and up, and there ARE none for less. The Savages run $250 and up, but the VERY base model Mark II can be found for less.
I have a stainless 18” RAR, it would probably meet your group criteria after I adjusted the trigger, with the right ammo. It was $400. I’m not impressed. It’s heavy despite being synthetic, and it’s just not that good. Too heavy to carry around, not built right for benching.
I also have a $160 Savage Mark II FV-SR 16”, bought used after that Ruger, that will crush that Ruger. I put it in a Boyd’s Spike Camp stock, put a BSA Sweet 22 scope on it, and it’s still cheaper than the Ruger was.
I have a CZ Scout that was under $400 (sadly the prices are much higher now) that will outshoot that Ruger.
I have a Savage Rascal that was $130 that will outshoot that Ruger. Yes….a tiny little Rascal.
I have a Savage Mark II base model that I bought for $60…it outshoots that Ruger.
I have a $120 Rossi RB22 that is no worse than the Ruger.
Are you seeing a trend here?
Edit to add…I bought the Ruger youth sized stock…and again, not impressed. The Scout and the Rascal are still a better fit for kids, and the Rascal is a far better price despite having to pay extra to get scope bases, plus is a single shot and includes a peep sight. The Rossi and its Mossberg Plinkster cousin are also great youth guns. Light, smaller in most dimensions, they are favorites when I take groups of 10-12 year olds out to shoot.