I wouldn't buy Ruger for a built 10/22 that will do MOA. Either build your own or buy one from a well known brand, KIDD, TK, VQ, TacSol, there are others to consider. If you but a Ruger you'll just replace everything anyway, so why buy it in the first place? Cry once, not twice.
My 50 year old Ruger 10/22 was OK but still not MOA. My Charger bought a few years ago, had unacceptable accuracy. I went to a TacSol barrel and that turned it into a tack driver. You can buy Ruger parts from suppliers if you want to go that route to keep expenses down, and put on the barrel and trigger of your choice. I think those would be the 2 items with the biggest impact on accuracy. If that doesn't do it then send it out to be reworked.
What did I do for my last 10/22? I wasn't going to play games and I stretched the budget and got a KIDD SG. No disappointment from day one but they're expensive. There are other makers of quality 10/22s.
OH, and a shooting buddy bought a Tikka, I think he was having issues with it. It shot best with ammo that just wasn't capable of giving him what he wanted. Better ammo and that rifle didn't get along. He bought a Ruger LVT (is that a model?) and was very disappointed in the accuracy. He saw a KIDD SG for sale in the classifieds here, bought it and loves it. Nothing bad to say about it. I haven't talked to him about the various rifles but I suspect the LVT will be sent to a new home because he was NOT happy with it. But the dust hasn't settled yet.
There are so many ways you can go. Good luck with whatever you decide.